Certificate and IRA Rates | Variable Rate Savings Account

Variable Rate Savings Account
Interest Compounded Daily, Posted Monthly
Rates Effective July 20, 2010

Variable Rate Savings Account $500.00 Minimum
Balance	Interest Rate	Annual Percentage Yield
$500 Minimum	0.90%	0.90%

Limit of (4) Withdrawals per Month
Rates subject to change without notice.

Total GAAP Net Worth at 06/30/10 - $83,723,000
 
 Total Risk-based Capital at 06/30/10 -         13.07%
 Tier 1 Leverage Capital Ratio at 06/30/10 -   10.16%